A home renovation is a significant investment. The right financing strategy can give you more flexibility in how you choose to fund it. Our partnership with Lamb Financial gives Chicago-area homeowners access to financing options that can help make renovations possible without delaying plans.
With more than 35 years of mortgage lending experience, Lamb Financial provides personalized guidance throughout the financing process, helping you explore options that fit your goals, budget, and timeline.
Whether you’re financing part of your project or the entire investment, Lamb works alongside the Airoom team to help ensure your financing and renovation align from the start.
Connect with a Lamb Financing Expert
Tailored Financing Options
Lamb Financial offers some of the best home remodeling loans and payment packages available, including options that keep your project financing separate from your current mortgage so you can keep a low mortgage rate.
Renovation Home Equity Line of Credit (Renovation HELOC) & Standard Home Equity Line of Credit
Best for phased renovations, additions, or projects with evolving costs
Lines up to $750,000
No impact on your current mortgage
After renovation value appraisal
Renovation Mortgage
Best for major renovations or additions where combining balances simplifies your finances
Loan amounts up to $2M
Fixed or variable rates
As-complete appraisal maximizes borrowing power
Rapid Renovation Loan
Best for smaller renovation projects
Loan amounts up to $100,000
No impact on your current mortgage and no closing costs
Approval in 24–48 business hours
Standard Home Equity Loan
Best for covering one-time expenses
Loan amounts up to $300,000
No impact on your current mortgage
Fixed principal and interest payment
Cash-Out Refinance
Best for larger home renovation projects or for homeowners with no mortgage
Loan amounts up to $2M
Replaces your existing mortgage
Often the lowest rate option for homeowners with no mortgage